EARN A VARIABLE 2.60% ANNUAL PERCENTAGE YIELD ON YOUR SAVINGS:

• A Presidential Bank Premier Savings Account pays you 2.60% APY on balances up to $35,000. Balances in excess of $35,000 earn a competitive 2.40% APY.
• ABSOLUTELY NO ACCOUNT FEES and NO MINIMUM BALANCE.  Account requires an initial deposit of at least $5,000 to open.

GET THESE FEATURES WITH YOUR PREMIER SAVINGS ACCOUNT:

• FREE 24/7 real time PC banking with online balances, statements and transfers between accounts.
• FREE online archive of bank statements (you still get these in the mail too).
• FREE online archive of check images and deposit item images.
• RECEIVE Deposit Confirmation via email.
• FREE nationwide ATM access (other organizations may charge fees to use their ATMS).
• Convenient toll-free customer service - Get account assistance from a Real Person.

OTHER BENEFITS AVAILABLE FROM YOUR PRESIDENTIAL PREMIER SAVINGS ACCOUNT, IF YOU QUALIFY:

• At your option, make your regular deposits electronically, using Direct Deposit
• Apply online or by phone for home mortgages and home equity loans

* The Premier Savings Account pays a 2.60% Annual Percentage Yield (APY) on balances up to $35,000, 2.40% APY on any portion of balance in excess of $35,000.  Absolutely no account fees. Minimum to open is $5,000. Online electronic funds transfers to and from other banks are available for opening the account and for deposits and withdrawals. Only one Premier Savings Account per each primary accountholder Taxpayer ID. Rates effective 05/05/2008. Rates subject to change.